Fees & charges

Following the transfer of your mortgage, we’re now responsible for setting the fees & charges that may apply.  
 
Some of the fees we charge are now lower than with your former lender. 
 
You can see details of all our fees and charges in our Tariff of Mortgage Charges document.

Many of the fees we charge are the same as with your former lender. However, there are two types of fee that we’ll never charge:

Early Repayment Charge (ERC) – we won’t ever apply an ERC to your mortgage. So you won’t be charged this fee if you choose to make any mortgage overpayments or fully pay off your outstanding balance before the end of your term.

Please note – other fees payable on redemption will still be charged. Any fees payable will be shown on your mortgage redemption statement. Find out more here.

Consent to Let (CTL) – we won’t apply any CTL fees at any time. So if you temporarily let out your home to a tenant, we won’t charge you a fee to do so.

Please note, there are other potential costs and other factors to consider when letting out your home to a tenant, so you should think about this carefully and seek further professional advice if there’s anything you’re not sure about.